Financial Software Development
We build software that makes your numbers dependable: pricing and quoting that ties back to market data, automated billing and settlements, trade capture with real-time P&L, and revenue reporting that matches what actually clears. The goal is simple — move from spreadsheets and manual reconciliations to a system that closes faster, flags issues early, and supports confident decisions.
Our Offerings
Pricing & Risk Engine
We build pricing services that combine forward curves, basis adjustments, and location factors with your hedge book. Traders and managers see real-time P&L, exposure by product and hub, and scenario views for price moves. The engine ingests market data (exchange and broker feeds) and publishes prices into ETRM/CTRM, quoting tools, and contracts. Risk controls include limit checks, stress tests, and automated alerts when positions drift from policy. Typical KPIs we target: transparent price provenance, faster quote turnaround, and fewer manual overrides in the pricing workflow.
Automated Billing & Settlements
We implement billing that starts from the source of truth: meter data, contract terms, and ISO/RTO statements. The system rates usage, applies complex tariffs and PPAs, nets charges and credits, and generates invoices with audit-ready line items. Disputes and true-ups are tracked to resolution with clear variance reasons. Cash application posts payments against invoices and flags exceptions for review. Result: fewer rebills, faster collections, and a shorter path from delivery to cash.
Trade Capture & Middle Office
Trade entry is immediate, structured, and validated at the point of capture. Deals flow through confirmations, scheduling, and real-time P&L without duplicate data entry. Position, basis, and credit exposures update as the market moves, so operations can act on mismatches the same day. We add controls for maker-checker approval, reference data governance, and versioned deal amendments. This reduces back-office adjustments and supports clean financial close downstream.
Revenue & Close Automation
We automate accruals, journals, and subledger roll-ups based on actuals and contract logic. Reconciliations match invoices, payments, and general ledger balances with exception queues for only the items that need attention. Close tasks run from a checklist with timestamps and ownership, so finance leaders can see what is done and what is blocking. Many teams move from week-long closing cycles to a predictable three-to-four-day cadence. This improves financial visibility for operations and capital planning.
Data Platform & Reporting
Your ETRM/CTRM, billing, market data, and ERP feed a common model in a governed warehouse or lakehouse. We set up ELT pipelines, data quality rules, and lineage so teams trust the numbers. Standard marts cover trades, positions, invoices, cash, and risk metrics, with BI dashboards for daily operations and month-end reporting. Analysts get SQL and API access for ad-hoc work without breaking production. This foundation supports financial analytics and regulatory reporting without ad-hoc spreadsheets.
Credit, Collateral & Treasury
We deliver tools for credit limits, counterparty scoring, and margin management tied to exchange and OTC positions. Collateral calls are calculated from current exposures and sent with the right documentation. Treasury modules generate payment files (e.g., ACH and wires), reconcile bank statements, and forecast cash by entity and currency. Alerts surface late margin, aging receivables, and exceptions that affect liquidity. The outcome is tighter working capital control and fewer surprises on cash availability.
How We Bring Value To Your Business
We focus on a short list of outcomes your finance and operations teams will feel in the first quarter of use.
1
Faster Quote to Cash
Pricing, contracts, metering, and settlements live in one flow, so invoices go out right the first time. Cash application matches payments automatically and routes only true exceptions to review. The practical effect is fewer rebills and a shorter time from delivery to cash.
2
Cleaner Close, Fewer Reworks
Accruals, journals, and reconciliations run from a consistent data model tied to your ETRM/CTRM and ERP. Exception queues isolate only what needs attention, with owners and timestamps. Finance leaders get a predictable close and audit-ready history without chasing spreadsheets.
3
Lower Cost per Invoice and Trade
Automated rating, confirmations, and postings replace manual entry and double handling. Error rates drop, and so does the time spent fixing them. You process more volume with the same headcount and a smaller backlog.
4
Risk Visibility in Time to Act
Positions, P&L, and credit exposures update as markets move. Alerts surface breaches and drift from policy so teams can correct course during the trading day, not after the fact. This reduces surprises that spill into month-end.
5
Trusted Data, Ready for Reporting
Market data, deals, invoices, and payments feed a governed model with lineage. BI dashboards cover daily ops and month-end, while analysts get SQL and API access for deeper work. Numbers reconcile across systems, which builds confidence in financial reporting.
6
Fits Your Existing Stack
We integrate with the tools you already run and add services where they deliver the most value. Modular components let you start with the highest payback area — billing, pricing, or risk — and expand as priorities change. The approach works in cloud, on-prem, or hybrid environments and avoids lock-in to a single vendor.
Challenges We Commonly Solve
These are the issues we see most often in energy finance and risk teams — and what our software fixes first.
Ready to cut rebills, speed up close, and get risk on one screen? Let’s make a plan.
Why Choose WiserBrand
We show up as a practical software partner focused on outcomes your finance and operations teams can see.
1
Deep integration with your stack
We connect ETRM/CTRM, metering, ERP, market data, and banks into a clean, documented model. Interfaces are versioned, rules are testable, and every value traces back to source. The result is fewer handoffs and a system that’s easier to change.
2
Delivery you can audit
Work is planned in small, shippable increments with clear acceptance criteria tied to business rules — rating logic, accrual formulas, reconciliation tolerances. You get runbooks, data lineage, and handover that leaves your team confident operating the system.
3
Energy-savvy engineers
Your team works with people who understand bids, schedules, ISO/RTO statements, and how those flow into P&L, cash, and close. We start where payback is highest — often billing, pricing, or reconciliations — then expand once the first wins land.
Cooperation Models
Choose the engagement style that fits how you plan and fund work today.
Best when you have a defined outcome, like automated settlements or a pricing service. We run a short discovery to lock scope, acceptance criteria, and test scenarios tied to your contracts, meters, and ETRM/CTRM. Delivery follows milestone gates: solution design, configuration/custom code, integrations, data migration, system and user testing, and cutover. You get runbooks, reference data mappings, and training so your team can operate the release on day one. Commercials are milestone-based with a clear change process for out-of-scope requests.
A cross-functional pod (product manager, tech lead, engineers, QA, data) that owns a rolling roadmap across finance workflows — billing, revenue, risk, credit, and reporting. Work runs in two-week sprints with weekly demos and monthly steering to align priorities and budget. The backlog is yours; we provide velocity reports, defect trends, and forecasted delivery dates so stakeholders can make trade-offs in real time. This model suits ongoing financial software development where new regulatory, market, or portfolio needs keep the queue active.
We embed alongside your team to deliver features and raise in-house capability at the same time. Repos, CI/CD, coding standards, and monitoring stay in your environment. We pair on design and implementation, hand over ownership module by module, and leave behind documentation, test packs, and playbooks. Many clients use this path to modernize legacy finance code while preparing their team to run and extend it after go-live. Optional light support retains us for peak periods or complex releases.
Our Experts Team Up With Major Players
Partnering with forward-thinking companies, we deliver digital solutions that empower businesses to reach new heights.
Our Approach
We work in short, auditable cycles so your team sees value quickly and risk stays contained.
Scope & Proof Points
We map the business case, target users, and the first slice of value (for example, automated settlements for a priority contract set). Deliverables include acceptance rules tied to contract clauses and GL postings, a success checklist with operational metrics (cycle time, rebills, close duration), and a cutover sketch so everyone agrees on what “live” means.
Integration & Data Model
We document sources — ETRM/CTRM, metering, ISO/RTO statements, ERP, market data — and design a canonical model with units, calendars, and reference data. Interfaces are specified with validation rules, idempotency behavior, and error handling. Lineage is captured so every reported number traces back to origin, which pays off in audits and daily reconciliations.
Prototype with Real Data
We deliver a thin vertical slice (e.g., one tariff and one product set) that runs end to end: pricing or rating, invoicing, postings, and a simple P&L view. Users validate outputs against today’s spreadsheets and statements. Variances are logged with reasons and fixes, and automated tests are added so the same issue does not reappear.
Build, Migrate, Harden
We expand coverage by contract type, product, and region. Data migration includes deduping counterparties, normalizing calendars, and reconciling opening balances. Performance and failover tests are run against expected volumes and market spikes. Monitoring and alerts are added for late feeds, rating exceptions, and posting failures.
Cutover & Handover
We run in parallel, track variances, and sign off when results match agreed tolerances. Go-live follows a runbook with owners and rollback paths. Your team gets training, playbooks, and test packs; we stay with you through the first month-end close. The backlog then shifts to enhancements — reporting packs, additional financial workflows, and integrations your roadmap calls for.
Case Studies
Our case studies highlight the outcomes we’ve delivered and the approaches that made them possible.
Financial Software Development FAQ
A thin, end-to-end slice that proves value fast — for example, rating from meter and contract data, invoice generation, GL postings, and a basic P&L view. Users validate outputs against today’s statements, and we expand coverage from there.
APIs, secure file drops, or message queues feed a canonical data model with units, calendars, and reference data. Interfaces are versioned with validation and clear error handling, so changes are predictable.
Pricing, deal terms, and rating logic come from one source of truth; disputes and true-ups flow through exception queues with owners and reasons. Accruals and reconciliations run from contract rules and actuals, which reduces rework.
Quality checks run at ingestion with tolerance rules and deduping; lineage links every figure to its origin. Standard marts power BI dashboards and financial reporting, so operations and finance read the same numbers.
Both. We prefer to extend your existing platforms and add focused services — billing, pricing, risk — where gaps exist, avoiding lock-in and keeping future changes straightforward.